Every client. Every mortgage. Every opportunity, surfaced, validated, and timed.
Meet OPM Dashboard, powered by PPM, one of the industry's most trusted tools for accurate mortgage analysis.
Your deal-finding assistant, scanning your database to surface real opportunities and keep your pipe 1322 x 169
of brokers don't maintain their data.
average client savings.
brokers in The PPM Network.
OPM (Find Opportunities Automatically)
PPM Tools (Analyze deals)
Prepayment Penalty Mentor (PPM) Tools are mortgage analysis tools designed to help brokers calculate penalties, compare refinancing scenarios, and identify opportunities to save clients money. The platform simplifies complex mortgage calculations and helps brokers make more confident recommendations.
Our calculations are built using lender-specific formulas and updated mortgage data to provide highly accurate estimates. While final figures may vary slightly depending on lender adjustments or policy changes, the tools are designed to deliver reliable results brokers can confidently work with.
The Starter plans provide access to core mortgage penalty and analysis tools, while the Deal Maker plans include advanced deal structuring features like mortgage comparisons, debt consolidation analysis, and cash flow comparisons. Plans with OPM also include automated opportunity monitoring and client database scanning.
You can calculate a variety of mortgage prepayment penalties, including fixed-rate penalties, variable-rate penalties, IRD calculations, and multiple penalties on the same property depending on the lender and mortgage structure.
The tools support calculations for 50+ lenders and are continuously updated to reflect lender guideline changes. Coverage includes many major Canadian lenders and commonly used mortgage products.
Yes. The platform allows you to compare existing mortgage costs against potential refinancing savings, including break vs. replace scenarios, cash flow improvements, and long-term savings opportunities.
Yes. You can generate downloadable PDF summaries and share mortgage comparison results, penalty calculations, and refinance scenarios directly with clients for clearer communication and decision-making.
Yes. The platform is updated regularly to reflect lender changes, mortgage product updates, and evolving market conditions to help ensure calculations remain accurate and relevant.
Yes. Members receive access to community support, educational resources, and The PPM Network where brokers can learn strategies, discuss deals, and get help using the tools effectively.
Once your subscription is active, you’ll receive your login credentials by email. Simply use your registered email and password to access your dashboard and tools.
Click the “Forgot Password” option on the login page and follow the instructions to reset your password securely.
You can access your account from desktop, laptop, and mobile devices using your login credentials.
We use secure systems and encrypted connections to help protect your data and keep your information private.
Accounts are intended for individual use unless otherwise specified in your subscription plan. Contact support for team or brokerage access options.
All plans are month-to-month with no long-term contracts or commitments required.
You can cancel your subscription at any time directly from your account settings or by contacting support.
There are no upfront setup fees. You only pay the monthly subscription fee for your selected plan.
We accept major credit cards and other supported online payment methods during checkout.
Refund policies may vary depending on the situation. Please contact support for billing-related questions or refund requests.
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We empower Canadian mortgage agents with the tools and expertise to confidently navigate prepayment penalties and refinancing scenarios
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