#1 online platform for mortgage savings accuracy
Break the mortgage. Not the bank.
Smart savings for clients, bigger earnings for you. Close with confidence - powered by the industry's smartest mortgage and debt consolidation tool.
Instantly show clients why or when it makes sense to break their mortgages by visually charting the life of the mortgage. Don't just provide numbers, provide visual clarity.
Add mortgages, credit cards, line of credit - practically any debt. It takes all of it and seamlessly tells you how you can save with debt consolidation. It's that simple!
Use smart data to reach clients before the bank sends a renewal notice — stay proactive, protect the relationship, stay ahead of the numbers, and keep the deal with you.
Purpose-built software for mortgage agents to convert client data into actionable opportunities.
Rates are jumping. Clients are refinancing. And suddenly, brokers are finding out the hard way how wildly different lender penalty policies can be. Below is a real life example:
Client Expectation
Actual Penalty
This is the info clients don’t read in the fine print—but they’ll remember it (and you) when it costs them thousands. PPM allows you to calculate penalties down to the dollar—so you can set crystal-clear expectations with clients. Refinance smarter. Close more. Earn more.
Mortgage calculations
Average savings
Hours Educating Brokers
Instantly analyze your client portfolio to find profitable refinance scenarios others miss.
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PPM allows you to choose from over 50 lenders and pre-fill metrics based on live data.
Input and customize multiple scenarios to build your ideal output and instantly send to your clients with your contact information.
Industry leading education by expert penalty saver Matt Imhoff to ensure the tool is working for you. He'll explain how you can maximize the savings of prepayment penalty and build smarter mortgage plans around them.
MPC Members save $10 on each package. Compare plan features more in depth here.
“Just wanted to let you know I saved my client $20,000 thanks to the Penalty Calculator. Thanks for being awesome!”
Yonati (Peri) Wagner-Sues
Mortgage Agent at Mortgage Outlet Inc.
“1000% - The tool pays for itself. Also just found three deals this week that i booked over a year ago - all three have significant interest savings and surprisingly to me are not in IRD."
Curtis Kirkey
Mortgage Agent at Mortgage Architects
“No one in this business knows more about penalties than Matt! Prepayment Penalty Mentor is his gift to the industry and worth every cent. I know you'll be successful in this venture Matthew."
Ann Pope
Premiere Mortgage Centre
“I called some of my clients who renewed in the past few years just to show them how much money they could save. Gained their trust and was able to put them on a better path.”
Charles Kornbluth
Director of National Sales at Vine Group Ltd
Helping mortgage professionals find, analyze, and refinance with confidence.
We empower Canadian mortgage agents with the tools and expertise to confidently navigate prepayment penalties and refinancing scenarios